About SalaryTools India
SalaryTools India is a free, privacy-first financial calculator suite built specifically for Indian salaried professionals. We launched in 2026 with a simple goal: give every working Indian clear, accurate answers to the questions that matter most — how much do I actually take home, how much tax do I really pay, and how can I make my money work harder.
India's tax and salary landscape is genuinely complex — CTC vs in-hand, old vs new tax regime, PF wage ceilings, gratuity eligibility, HRA exemptions, Code on Wages restructuring — and most people have no easy way to understand how these rules affect their specific situation. We built SalaryTools to change that.
Every calculator on this site runs entirely in your browser. We don't store your salary, tax, or personal financial data anywhere. There are no accounts to create, no emails to verify, and no personal data collected to use our tools.
What We've Built
Salary & CTC Calculators
In-hand salary, CTC to in-hand, salary structure, inhand-to-CTC reverse calculator
Income Tax Calculator
New vs old regime comparison, slab breakdown, deductions (80C, VPF, NPS, HRA)
Tax Saving Guides
Personalised tax-saving analysis for 47 salary levels from 1 LPA to 60 LPA
Salary Growth Projections
5 and 10-year salary trajectories across hike scenarios, with job-switch comparison
Retirement Calculators
EPF, PPF, NPS, FIRE, EPF vs PPF comparison
Investment Calculators
SIP, lump sum, FD, RD, SWP, compound interest, XIRR, CAGR
Loan Calculators
EMI for home, car and personal loans with full amortization schedule
Government Scheme Calculators
PM Surya Ghar solar subsidy calculator, NSC, SCSS
Our Principles
Accuracy first
Every calculator is built against official government rules — Income Tax Act, EPF Act, Payment of Gratuity Act, and updated for each financial year. We update our calculators when rules change.
No login, no data collection
All calculations happen in your browser. We do not collect, store, or sell your financial data. You can use every tool on this site completely anonymously.
Free, always
SalaryTools is free to use for everyone. We may show non-intrusive ads in future to sustain the site, but our calculators will always remain free with no paywalls.
India-specific
We are built for India — Indian tax slabs, Indian PF rules, Indian salary structures, and Indian salary benchmarks. Not adapted from global tools.
The Team
Praveen Penugonda
Co-founder
Venkatesh Babu Gorantla
Co-founder
We are based in Hyderabad, India. Have a question or suggestion? Get in touch with us.