📅 FY 2026-27 (AY 2027-28)
Income Tax on 10 LPA — 2026-27
On a 10 LPA salary (gross ~₹9,51,084), you pay ₹0/year (₹0/month) income tax under the new regime for FY 2026-27 (AY 2027-28). Effective tax rate: 0.0%.
💚
₹0
New Regime Tax
0.0% effective
🟠
₹96,425
Old Regime Tax
10.1% effective
📅
₹0
Monthly TDS
new regime
🏆
New ✓
Better Regime
saves ₹96,425/yr
Annual Income Details
FY 2026-27 (AY 2027-28)₹
Enter your gross annual salary / total income
Monthly equivalent
₹79,257/month
✅ New Tax Regime is better for you
You save ₹60,025 per year by choosing the new regime.
New Regime
✓ BetterGross Income₹9,51,084
Standard Deduction− ₹75,000
Taxable Income₹8,76,084
Tax on Slabs₹27,608
Rebate u/s 87A− ₹27,608
SurchargeNil
Health & Ed. Cess (4%)₹0
Total Tax₹0
Effective rate0.0%
Monthly tax₹0/mo
Old Regime
Gross Income₹9,51,084
Standard Deduction− ₹50,000
Other Deductions− ₹1,75,000
Taxable Income₹7,26,084
Tax on Slabs₹57,717
Rebate u/s 87ANil
Health & Ed. Cess (4%)₹2,309
Total Tax₹60,025
Effective rate6.3%
Monthly tax₹5,002/mo
Tax Comparison Chart
New Regime Tax₹0
Old Regime Tax₹60,025
Your Annual Income₹9,51,084
100%
New Regime — Slab Breakdown
| Income Slab | Rate | Tax |
|---|---|---|
| 0 – 4,00,000 | 0% | ₹0 |
| 4,00,000 – 8,00,000 | 5% | ₹20,000 |
| 8,00,000 – 12,00,000 | 10% | ₹7,608 |
| 12,00,000 – 16,00,000 | 15% | — |
| 16,00,000 – 20,00,000 | 20% | — |
| 20,00,000 – 24,00,000 | 25% | — |
| 24,00,000 – above | 30% | — |
Old Regime — Slab Breakdown
| Income Slab | Rate | Tax |
|---|---|---|
| 0 – 2,50,000 | 0% | ₹0 |
| 2,50,000 – 5,00,000 | 5% | ₹12,500 |
| 5,00,000 – 10,00,000 | 20% | ₹45,217 |
| 10,00,000 – above | 30% | — |
Monthly TDS Deduction
New Regime — Monthly TDS
₹0
per month deducted from salary
Old Regime — Monthly TDS
₹5,002
per month deducted from salary
Reduce your tax on 10 LPA
See exactly which deductions will save you the most tax at this salary level.