📅 FY 2026-27 (AY 2027-28)

Income Tax on 17 LPA — 2026-27

On a 17 LPA salary (gross ~₹16,27,332), you pay ₹1,17,364/year (₹9,780/month) income tax under the new regime for FY 2026-27 (AY 2027-28). Effective tax rate: 7.2%.

💚

₹1,17,364

New Regime Tax

7.2% effective

🟠

₹2,97,128

Old Regime Tax

18.3% effective

📅

₹9,780

Monthly TDS

new regime

🏆

New ✓

Better Regime

saves ₹1,79,764/yr

Annual Income Details

FY 2026-27 (AY 2027-28)

Enter your gross annual salary / total income

Monthly equivalent

₹1,35,611/month

✅ New Tax Regime is better for you

You save ₹1,25,164 per year by choosing the new regime.

New Regime

✓ Better
Gross Income₹16,27,332
Standard Deduction− ₹75,000
Taxable Income₹15,52,332
Tax on Slabs₹1,12,850
Rebate u/s 87ANil
SurchargeNil
Health & Ed. Cess (4%)₹4,514
Total Tax₹1,17,364
Effective rate7.2%
Monthly tax₹9,780/mo

Old Regime

Gross Income₹16,27,332
Standard Deduction− ₹50,000
Other Deductions− ₹1,75,000
Taxable Income₹14,02,332
Tax on Slabs₹2,33,200
Rebate u/s 87ANil
Health & Ed. Cess (4%)₹9,328
Total Tax₹2,42,528
Effective rate14.9%
Monthly tax₹20,211/mo

Tax Comparison Chart

New Regime Tax₹1,17,364
Old Regime Tax₹2,42,528
15%
Your Annual Income₹16,27,332
100%

New Regime — Slab Breakdown

Income SlabRateTax
04,00,0000%₹0
4,00,0008,00,0005%₹20,000
8,00,00012,00,00010%₹40,000
12,00,00016,00,00015%₹52,850
16,00,00020,00,00020%
20,00,00024,00,00025%
24,00,000above30%

Old Regime — Slab Breakdown

Income SlabRateTax
02,50,0000%₹0
2,50,0005,00,0005%₹12,500
5,00,00010,00,00020%₹1,00,000
10,00,000above30%₹1,20,700

Monthly TDS Deduction

New Regime — Monthly TDS

₹9,780

per month deducted from salary

Old Regime — Monthly TDS

₹20,211

per month deducted from salary

Reduce your tax on 17 LPA

See exactly which deductions will save you the most tax at this salary level.

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