📅 FY 2026-27 (AY 2027-28)
Income Tax on 30 LPA — 2026-27
On a 30 LPA salary (gross ~₹28,83,240), you pay ₹4,39,371/year (₹36,614/month) income tax under the new regime for FY 2026-27 (AY 2027-28). Effective tax rate: 15.2%.
💚
₹4,39,371
New Regime Tax
15.2% effective
🟠
₹6,88,971
Old Regime Tax
23.9% effective
📅
₹36,614
Monthly TDS
new regime
🏆
New ✓
Better Regime
saves ₹2,49,600/yr
Annual Income Details
FY 2026-27 (AY 2027-28)₹
Enter your gross annual salary / total income
Monthly equivalent
₹2,40,270/month
✅ New Tax Regime is better for you
You save ₹1,95,000 per year by choosing the new regime.
New Regime
✓ BetterGross Income₹28,83,240
Standard Deduction− ₹75,000
Taxable Income₹28,08,240
Tax on Slabs₹4,22,472
Rebate u/s 87ANil
SurchargeNil
Health & Ed. Cess (4%)₹16,899
Total Tax₹4,39,371
Effective rate15.2%
Monthly tax₹36,614/mo
Old Regime
Gross Income₹28,83,240
Standard Deduction− ₹50,000
Other Deductions− ₹1,75,000
Taxable Income₹26,58,240
Tax on Slabs₹6,09,972
Rebate u/s 87ANil
Health & Ed. Cess (4%)₹24,399
Total Tax₹6,34,371
Effective rate22.0%
Monthly tax₹52,864/mo
Tax Comparison Chart
New Regime Tax₹4,39,371
15%
Old Regime Tax₹6,34,371
22%
Your Annual Income₹28,83,240
100%
New Regime — Slab Breakdown
| Income Slab | Rate | Tax |
|---|---|---|
| 0 – 4,00,000 | 0% | ₹0 |
| 4,00,000 – 8,00,000 | 5% | ₹20,000 |
| 8,00,000 – 12,00,000 | 10% | ₹40,000 |
| 12,00,000 – 16,00,000 | 15% | ₹60,000 |
| 16,00,000 – 20,00,000 | 20% | ₹80,000 |
| 20,00,000 – 24,00,000 | 25% | ₹1,00,000 |
| 24,00,000 – above | 30% | ₹1,22,472 |
Old Regime — Slab Breakdown
| Income Slab | Rate | Tax |
|---|---|---|
| 0 – 2,50,000 | 0% | ₹0 |
| 2,50,000 – 5,00,000 | 5% | ₹12,500 |
| 5,00,000 – 10,00,000 | 20% | ₹1,00,000 |
| 10,00,000 – above | 30% | ₹4,97,472 |
Monthly TDS Deduction
New Regime — Monthly TDS
₹36,614
per month deducted from salary
Old Regime — Monthly TDS
₹52,864
per month deducted from salary
Reduce your tax on 30 LPA
See exactly which deductions will save you the most tax at this salary level.