PPF Calculator
Calculate your PPF maturity value and year-by-year growth at the current 7.1% interest rate. PPF is a 15-year government-backed savings scheme with tax-free returns.
Maximum ₹1,50,000/year — deposits above this don't earn interest or qualify for Section 80C benefit.
PPF Projection (15 years @ 7.1% p.a.)
Maturity amount
Frequently Asked Questions
What is the current PPF interest rate?
The PPF interest rate is 7.1% per annum, compounded annually, for FY 2025-26. The rate is reviewed quarterly by the government.
Is PPF interest tax-free?
Yes — PPF enjoys EEE (Exempt-Exempt-Exempt) tax status. Your contributions qualify for 80C deduction, interest earned is tax-free, and the maturity amount is fully tax-free.
Can I extend PPF after 15 years?
Yes, PPF can be extended in blocks of 5 years with or without further contributions. Extending with contributions lets you keep earning interest while continuing to invest.