Home Affordability Calculator — How Much Home Can You Afford?
Calculate your maximum property budget, home loan eligibility, and down payment based on your salary. Know exactly how much home you can afford in India.
Your Details
₹
In-hand: ₹75,257/mo
6%12%
5 yrs30 yrs
10%50%
Banks typically allow up to 40-50%. Lower = safer.
Max Property Value
₹43.36 L
you can afford
Max Loan Amount
₹34.69 L
bank may sanction
Min Down Payment
₹8.67 L
20% upfront
Monthly Breakdown
Your in-hand salary₹75,257
Max EMI (${emiRatio}% of in-hand)₹30,103
Remaining after EMI₹45,154
Total interest payable₹37,55,925
Total payment (loan + interest)₹72,24,719
Based on your in-hand salary of ₹75,257/month. Actual loan eligibility depends on your credit score, existing liabilities, and lender policies. Add stamp duty (~5-8% of property value) and registration charges (~1%) to your budget.